This is a turquoise chip-bead necklace featuring a larger, variegated polished turquoise pendant.

A vintage 16" single-strand turquoise chip necklace with a polished turquoise pendant generally values between $30 and $85 on the secondary resale market.

A precise appraisal depends on specific material attributes:

Key Value Factors

• Clasp & Findings: If the necklace uses basic base metals or base-metal closures, it will lean toward the $30 – $40 range. If the findings or beads are confirmed as sterling silver (925), the value shifts upward to $60 – $85+. 

• Stone Authenticity: Genuine, natural American mine turquoise (e.g., Kingman or Sleeping Beauty) carries higher collector interest than stabilized turquoise, composite material, or synthetic look-alikes like dyed howlite. 

• Pendant Matrix: The distinct brown iron/rock matrix webbing on your focal pendant adds beautiful organic character, which appeals well to buyers of Southwestern-style and bohemian jewelry